SCHD vs VYM: Expense Ratio, Yield & Which Fund Is Better (2026)

Quick Verdict

Vanguard High Dividend Yield Index Fund ETF Shares (VYM) takes the lead with a stronger overall profile.

SCHD
STRONG BUY
A+
vs
VYM
STRONG BUY
A+

Schwab U.S. Dividend Equity ETF (SCHD) and Vanguard High Dividend Yield Index Fund ETF Shares (VYM) are popular ETFs that investors frequently compare. This analysis compares them head-to-head across cost, income, quality, and performance metrics using FluentBoost’s fund analysis methodology.

SCHD
$30.65
3.44% yield
Expense: 0.060%
VYM
$153.05
2.37% yield
Expense: 0.040%

💰 Cost & Structure

MetricSCHDVYMAdvantage
Expense Ratio0.060%0.040%VYM
AUM (Assets)$84.8B$88.7BVYM
Holdings CountN/AN/ADraw
Top 10 Weight40.24%25.99%VYM
Fund Age14.48870636550308 years7.186858316221766 yearsSCHD

✅ Income & Quality

MetricSCHDVYMAdvantage
Distribution Yield3.44%2.37%SCHD
Income per $10k$344$237SCHD
Value Score100/100100/100Draw
Quality RatingA+A+Draw

📈 Performance

MetricSCHDVYMAdvantage
YTD Return12.71%3.80%SCHD
1-Year Return26.68%30.28%VYM
3-Year Return11.80%15.91%VYM
5-Year Return8.06%11.47%VYM

Overall Scorecard

4
SCHD Wins
3
Draws
6
VYM Wins

Final Verdict

Based on our comprehensive analysis, VYM wins this comparison with 6 advantages versus 4 for SCHD (with 3 draws).

Lowest Cost
VYM
Best Income
SCHD
Best Overall
VYM

Want to Compare Your Own Funds?

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This comparison is for informational purposes only and does not constitute financial advice. Past performance is not indicative of future results. Always conduct your own research before making investment decisions.

Report generated on April 16, 2026 by FluentBoost — fluentboost.com

FluentBoost

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