Categories: Misc Blogs

VTI vs ITOT: Expense Ratio, Yield & Which Fund Is Better (2026)

Quick Verdict

Vanguard Total Stock Market Index Fund ETF Shares (VTI) takes the lead with a stronger overall profile.

VTI

STRONG BUY

A+

ITOT

STRONG BUY

A+

Vanguard Total Stock Market Index Fund ETF Shares (VTI) and iShares Core S&P Total U.S. Stock Market ETF (ITOT) are popular ETFs that investors frequently compare. This analysis compares them head-to-head across cost, income, quality, and performance metrics using FluentBoost’s fund analysis methodology.

VTI

$345.24

1.17% yield

Expense: 0.030%

ITOT

$153.21

1.13% yield

Expense: 0.030%

💰 Cost & Structure

Metric	VTI	ITOT	Advantage
Expense Ratio	0.030%	0.030%	Draw
AUM (Assets)	$1991.8B	$79.6B	VTI
Holdings Count	N/A	N/A	Draw
Top 10 Weight	31.91%	32.21%	VTI
Fund Age	25.420944558521562 years	22.236824093086927 years	VTI

✅ Income & Quality

Metric	VTI	ITOT	Advantage
Distribution Yield	1.17%	1.13%	VTI
Income per $10k	$117	$113	VTI
Value Score	100/100	100/100	Draw
Quality Rating	A+	A+	Draw

📈 Performance

Metric	VTI	ITOT	Advantage
YTD Return	-3.97%	-3.98%	VTI
1-Year Return	35.29%	35.19%	VTI
3-Year Return	20.57%	20.57%	VTI
5-Year Return	11.33%	11.32%	VTI

Overall Scorecard

VTI Wins

Draws

ITOT Wins

Final Verdict

Based on our comprehensive analysis, VTI wins this comparison with 9 advantages versus 0 for ITOT (with 4 draws).

Lowest Cost

ITOT

Best Income

VTI

Best Overall

VTI

View Full VTI Analysis View Full ITOT Analysis

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This comparison is for informational purposes only and does not constitute financial advice. Past performance is not indicative of future results. Always conduct your own research before making investment decisions.

Report generated on April 16, 2026 by FluentBoost — fluentboost.com

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